Perhaps I should be very irresponsible indeed and use some of the money from the deposit from last year (need to call England on Monday and find out if that was ever collected, now that the bloody electricity bill was actually paid) for a tattoo.

Most likely not. I need to be fiscally responsible for the NEXT TWENTY FIVE YEARS!

*dies*

Student loan consolidation. That's the term for my amount of debt. Still, I have a cunning plan, to save another 700 dollars, and move out (where is still unknown...) then pay off my mother and my Visa. Then start socking away money. When I get my next thousand, I'll hang on to that. After that, in increments of a thousand, I'll put it on my student loans. So, not much, really, but the extra will come in handy, if I can put between 2.5 and 3 K on my loans, above the standard payments, which I'm budgeting slightly higher than minimum.

*contemplates Plan*

*wishes for days of youth when $20 was a fortune.
.

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